I was one of those kids who would be upset that an A- was not an A or A+.  I feel frustrated and annoyed at a 780 credit score, balking at the things that I “got marked down for”.  (780 is a very high score, sufficient for any loan) I used to get up each morning with the intention of having a “perfect day”, of never saying “the wrong thing”, showing up on time, and doing it all right. When I got home, I asked myself the question “Was I the best and did I do the best I could do today in all situations? How close to perfect was I?” The answer was usually no, as I poured over the few things that I “messed up’ during the day, thus … Read entire article »